:root{--color-primary:#4299e1;--color-primary-hover:#3182ce;--color-primary-light:#63b3ed;--color-primary-dark:#2b77cb;--color-primary-bg-light:#eff6ff;--color-primary-bg:#dbeafe;--color-primary-border:#bfdbfe;--color-dark:#6a7792;--color-dark-light:#718ebe;--color-dark-alt:#485f85;--color-navbar:#334155;--color-navbar-hover:#475569;--color-navbar-dark:#1e293b;--color-text-primary:#2d3748;--color-text-secondary:#4a5568;--color-text-tertiary:#718096;--color-text-dark:#1e293b;--color-text-slate:#334155;--color-text-gray:#475569;--color-text-light:#cbd5e0;--color-bg-primary:#fff;--color-bg-secondary:#f8f9fa;--color-bg-light:#f7fafc;--color-bg-slate:#f8fafc;--color-bg-gray:#f1f5f9;--color-border-primary:#e2e8f0;--color-border-light:#f1f5f9;--color-border-gray:#cbd5e1;--color-success:#48bb78;--color-warning:#ed8936;--color-error:#f56565;--color-info:#4299e1;--gradient-primary:linear-gradient(135deg,#4299e1,#3182ce,#2b77cb);--gradient-primary-90:linear-gradient(90deg,#4299e1,#3182ce,#2b77cb);--gradient-bg-light:linear-gradient(135deg,#fff,#f8fafc);--gradient-bg-blue:linear-gradient(135deg,#eff6ff,#dbeafe);--gradient-dark:linear-gradient(135deg,#1e293b,#334155);--gradient-text-dark:linear-gradient(135deg,#1e293b,#475569);--shadow-sm:0 2px 4px rgba(0,0,0,.1);--shadow-md:0 4px 12px rgba(0,0,0,.1);--shadow-lg:0 8px 24px rgba(0,0,0,.15);--shadow-xl:0 8px 32px rgba(0,0,0,.08);--shadow-primary:0 4px 12px rgba(66,153,225,.15);--shadow-primary-lg:0 8px 24px rgba(66,153,225,.1);--radius-sm:4px;--radius-md:8px;--radius-lg:12px;--radius-xl:16px;--text-xs:.75rem;--text-sm:.875rem;--text-base:1rem;--text-lg:1.125rem;--text-xl:1.25rem;--text-2xl:1.5rem;--text-3xl:1.875rem;--text-4xl:2.25rem;--spacing-xs:.25rem;--spacing-sm:.5rem;--spacing-md:1rem;--spacing-lg:1.5rem;--spacing-xl:2rem;--spacing-2xl:3rem;--transition-fast:.2s ease;--transition-base:.3s ease;--transition-slow:.5s ease}[data-theme=dark]{--color-primary:#63b3ed;--color-primary-hover:#4299e1;--color-dark:#1a1a1a;--color-dark-light:#2d2d2d;--color-dark-alt:#0f172a;--color-text-primary:#f8fafc;--color-text-secondary:#cbd5e0;--color-text-tertiary:#94a3b8;--color-text-dark:#f1f5f9;--color-bg-primary:#1a1a1a;--color-bg-secondary:#2d2d2d;--color-bg-light:#374151;--color-bg-slate:#1e293b;--color-bg-gray:#374151;--color-border-primary:#4a5568;--color-border-light:#2d3748;--color-border-gray:#374151}.theme-primary{color:var(--color-primary)!important}.theme-bg-primary{background-color:var(--color-bg-primary)!important}.theme-border-primary{border-color:var(--color-border-primary)!important}.theme-shadow{box-shadow:var(--shadow-md)!important}.theme-transition{transition:var(--transition-base)!important}*{box-sizing:border-box;margin:0;padding:0}body{background-color:var(--color-bg-secondary);color:var(--color-text-primary);contain:layout;font-display:swap;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,sans-serif;line-height:1.6;min-height:100vh;text-rendering:optimizeSpeed}body,html{overflow-x:hidden}img,svg,video{height:auto;max-width:100%}.container{contain:layout style;margin:0 auto;max-width:1200px;min-height:200px;padding:0 20px;position:relative}@media (max-width:1250px) and (min-width:769px){.container{padding:0 30px}}@media (max-width:768px) and (min-width:481px){.container{padding:0 25px}}@media (max-width:480px){body{overflow-x:hidden!important}.container{overflow-x:hidden;padding:0 15px}.content-layout,.featured-articles-grid,.life-insurance-layout,.renters-articles-list,.travel-grid{max-width:100%;width:100%}}.navbar{background-color:var(--color-dark);color:#fff;padding:1rem 0;position:sticky;top:0;z-index:1000}.navbar .container{align-items:center;display:flex;justify-content:space-between}.nav-links{display:flex;gap:1.5rem;list-style:none}.nav-links a{color:#fff;text-decoration:none;transition:color .3s}.nav-links a:hover{color:var(--color-text-light)}.hamburger{background:none;border:none;cursor:pointer;display:none;padding:.5rem}.hamburger .bar{background-color:#fff;display:block;height:3px;margin:5px auto;transition:all .3s ease-in-out;width:25px}.main-content{padding:2rem 0 0}.insurance-categories{display:grid;gap:2rem;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));margin-top:2rem}.insurance-category{background-color:var(--color-bg-primary);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);padding:1.5rem;transition:var(--transition-base),box-shadow var(--transition-base)}.insurance-category:hover{transform:translateY(-5px)}.category-title{color:var(--color-text-primary);font-size:var(--text-xl);margin-bottom:1rem}.articles-list{margin-top:1rem}.article-card{border-bottom:1px solid var(--color-border-primary);margin-bottom:1.5rem;padding-bottom:1.5rem}.article-card:last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}.article-title{font-size:1.1rem;margin-bottom:.5rem}.article-date{font-size:var(--text-sm);margin-bottom:.5rem}.footer{background-color:var(--color-dark);color:#fff;margin-top:3rem;padding:2rem 0 1rem}.footer-content{display:flex;flex-wrap:wrap;gap:2rem;justify-content:flex-start;margin-bottom:1rem}.footer-column{flex:none;min-width:auto}.footer-column h3{font-size:1.1rem;margin-bottom:1rem}.footer-links{display:flex;flex-wrap:wrap;gap:1rem;list-style:none}.footer-links li{margin-bottom:0}.footer-links a{color:var(--color-text-light);font-size:var(--text-sm);text-decoration:none;transition:var(--transition-base)}.footer-links a:hover{color:#fff}.footer-bottom{align-items:center;border-top:1px solid var(--color-dark-light);display:flex;flex-wrap:wrap;font-size:var(--text-sm);justify-content:space-between;padding-top:1rem}.footer-bottom p{color:var(--color-text-light);margin:0}.back-to-top{color:var(--color-text-light);font-size:var(--text-sm);text-decoration:none;transition:var(--transition-base)}.back-to-top:hover{color:#fff}@media (max-width:768px){.hamburger{display:block}.nav-links{background-color:var(--color-dark);flex-direction:column;left:-100%;padding:1rem 0;position:fixed;text-align:center;top:70px;transition:var(--transition-base);width:100%}.nav-links.active{left:0}.nav-links li{margin:1rem 0}.insurance-categories{grid-template-columns:1fr}.footer-links{flex-direction:column;gap:.5rem}.footer-bottom{flex-direction:column;gap:1rem;text-align:center}}@keyframes fadeIn{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}.insurance-category{animation:fadeIn .5s ease-out}.insurance-category:nth-child(2){animation-delay:.1s}.insurance-category:nth-child(3){animation-delay:.2s}.insurance-category:nth-child(4){animation-delay:.3s}.insurance-category:nth-child(5){animation-delay:.4s}.loading{align-items:center;color:var(--color-text-secondary);display:flex;font-size:1.2rem;height:200px;justify-content:center}.btn{background-color:var(--color-primary);border:none;border-radius:var(--radius-sm);color:#fff;cursor:pointer;display:inline-block;font-size:var(--text-base);padding:.5rem 1rem;text-decoration:none;transition:var(--transition-base)}.btn:hover{background-color:var(--color-primary-hover)}.search-form{display:flex;margin:1.5rem 0}.search-input{border:1px solid var(--color-border-primary);border-radius:var(--radius-sm) 0 0 var(--radius-sm);flex:1;font-size:var(--text-base);padding:.75rem}.search-button{background-color:var(--color-primary);border:none;border-radius:0 var(--radius-sm) var(--radius-sm) 0;color:#fff;cursor:pointer;font-size:var(--text-base);padding:.75rem 1rem;transition:var(--transition-base)}.search-button:hover{background-color:var(--color-primary-hover)}.dropdown-menu{border:1px solid var(--color-text-secondary)}.dropdown-menu a{border-bottom:1px solid var(--color-text-secondary)}.dropdown-menu a:last-child{border-bottom:none}.advertisement{background-color:var(--color-bg-light);border:2px solid var(--color-border-primary);color:var(--color-text-secondary);font-size:1.1rem;font-weight:600;letter-spacing:.05em;margin-bottom:2rem;padding:1.5rem;text-align:center}.featured-articles{background-color:var(--color-bg-primary);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);margin-top:3rem;padding:2rem}.featured-article{border-bottom:1px solid var(--color-border-primary);padding:1rem 0;transition:var(--transition-base)}.featured-article:hover{background-color:var(--color-bg-light);border-radius:var(--radius-sm);margin-left:-1rem;margin-right:-1rem;padding-left:1rem;padding-right:1rem}.featured-article:last-child{border-bottom:none}.featured-article h3{font-size:1.1rem;line-height:1.4;margin-bottom:.5rem}.featured-article h3 a{color:var(--color-text-primary);text-decoration:none;transition:var(--transition-base)}.featured-article h3 a:hover{color:var(--color-primary)}.featured-article .article-date{color:var(--color-text-tertiary);font-size:.85rem;font-weight:500}.navbar-brand{color:#fff;font-size:1.5rem;font-weight:700;letter-spacing:.05em;text-decoration:none}.nav-links a{font-size:.9rem;font-weight:500;letter-spacing:.025em;text-transform:uppercase}.category-title{border-bottom:2px solid var(--color-primary);color:var(--color-dark);font-size:1.4rem;font-weight:700;margin-bottom:1.5rem;padding-bottom:.5rem}.article-title{font-size:1.05rem;line-height:1.4;margin-bottom:.75rem}.article-title a{color:var(--color-text-primary);font-weight:600;text-decoration:none;transition:var(--transition-base)}.article-title a:hover{color:var(--color-primary)}.article-date{color:var(--color-text-tertiary);font-size:.85rem;font-weight:500;margin-bottom:.75rem}.article-excerpt{color:var(--color-text-secondary);font-size:.9rem;line-height:1.6;margin-top:.5rem}.insurance-category:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px)}@media (max-width:768px){.advertisement{font-size:1rem;padding:1rem}.featured-articles{margin-top:2rem;padding:1.5rem}.category-title{font-size:1.2rem}.navbar-brand{font-size:1.3rem}}